In July, EBN issued the PPACA Challenge, a 30-question quiz designed to test benefits professionals’ knowledge of the landmark health care reform law, the Patient Protection and Affordable Care Act. Of the hundreds of practitioners who took the quiz, there were six questions that stumped you most often.
True or False: PPACA’s rules regarding wellness programs do not apply to grandfathered plans?
Answer: TRUE
True or False: States will be free to limit which employers are allowed to purchase insurance through state health insurance exchanges?
Answer: TRUE
True or False: Under the current law, large employers will not be allowed to offer insurance through state health exchanges?
Answer: FALSE. States may allow large employers to offer health coverage through an exchange in 2017.
PPACA’s Claims Review Rules do not apply to:
A) Health plans that are grandfathered plans
B) Plans with less than two current employees participating in the plan on the first day of the plan year (e.g., stand-alone retiree-only plans)
C) Non-health plans, such as disability and retirement plans
D) All of the above
Answer: D.
True or False: For plans beginning Jan. 1, 2014, PPACA requires that limits on the annual out-of-pocket maximum imposed by group health plans be the same as those imposed on HSA-compatible HDHPs.
Answer: True.
Employers with plans beginning Jan. 1, 2014 must offer affordable coverage to employees working how many hours per week?
A) 25
B) 30
C) 35
D) 40
Answer: B.
w Rules do not apply to:
